Shouldn't Your Policy Come With An Agent?

Independent Insurance Agents have been serving insurance consumers for many years. 
Our association has been incorporated in the State of Maryland since 1936.  We have been there, with you, the insurance consumer, through many of the States most difficult times, including the Great Baltimore Fire, the Great B & O Fire, the civil disturbances of the 60's, Hurricanes Agnes, Floyd and Isabel.  We have been there
after the tornados in Southern Maryland and the  sinkholes in Carroll County. Our agents are all over
the State of Maryland.  We are your neighbors!

Independent Agents are seasoned professionals, working with multiple companies in order to provide you, their client, the most effective coverage at a competitive price.  They know their business!  Independent Agents, give you, the insurance buyer a CHOICE!

Why An Independent Agent?

Insurance Glossary

Special:  Information About Your Insurance Coverage & Swine Flu (posted 5.01.09)
Information compiled and posted by NAIC

Consumers are missing DISCOUNTS...what to look for!

Homeowners

What is 'Insurable Value'?                         Homeowners Inventory         Home Inventory Software        Electrical Safety Check        Is Your Home Ready for Winter?
                                                                                                             (Courtesy Insurance Information Institute)

Minimize Your Homeowners  
Insurance Costs

Recommendations from the Maryland Insurance Commissioner-Homeowners Policy Review 2.2012

Cut Insurance Costs Without Cutting Coverage
Article written by Past President, Nancy Nicklow 4-2009
Appearing in Pasadena Voice 4-22-09

Some Facts about FLOOD                        ^{National Flood Insurance Program}

^{Filing Your Flood Claim}
NFIP Flood Insurance Claims Handbook

^{Flood Insurance Video}
(Courtesy Insurance Information Institute)
http://www.iii.org

Personal Umbrella-RLI

Holiday Tips

Holiday Toy Safety Tips                            Holiday Host Liability                    Holiday Tree Safety

Holiday Theft Tips                                     Holiday Parking Lot Tips            Travel Insurance

Special Safety Tips

Summer Parties near Water present Risks

Summer Grill Safety                              Childhood Poisonings                    Summer Electrical Surges

Medical

Virtual Compare-New online tool for small employers to research and compare health plans
Maryland Health Care Commission

Consumer Articles/Special Reports

New Survey Finds Bad Economy Has Many Considering Changes to Insurance Policies 12/2008

Consumers Underinsured for Major Life, Work Events (Survey) 12/2005

Important Consumer Links

IIAM's Membership Directory        Member Websites

Maryland Insurance Administration
Maryland Insurance Administration's Public Information Brochures

Maryland Motor Vehicle Administration

I Promise Program (Youthful Drivers)

Maryland's Workers Compensation Commission

Insurance Information Institute       Consumer Videos (A MUST SEE)