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The Independent Insurance Agents of
Maryland, Inc.
Membership Directory
Anne Arundel County Member
Agencies
Baltimore Member
Agencies
(includes Baltimore City, Baltimore County & Howard County)
Carroll County Member
Agencies
(includes Alleghany County, Carroll County, Frederick, Garrett & Washington Counties)
Eastern Shore
Member Agencies
(includes Caroline, Dorchester, Kent, Queen Anne, Somerset, Talbot, Wicomico &
Worcester Counties)
Harford/Cecil Counties
Member Agencies
Montgomery/Prince
George's Counties Member Agencies
Southern Maryland
Member Agencies
(includes Calvert, Charles & St. Mary's Counties)
IIABA's Code of Ethics
IIABA's Guide on Use of the IIABA
Logo
IIAM's Past Presidents
IIAM's Executive Committee
IIAM's Local Presidents
IIAM Member Websites
Why An Independent Agent?
Some people think it doesn't really
matter where they buy their insurance. But this misconception could be costing them money,
service and protection. Buying insurance isn't like buying bread or milk. Insurance is an
important safety net for your family, your home, your car or your business. Don't treat
the purchase lightly!
There is a difference in where you buy
your protection.
Many people don't realize there are three sources for insurance:
1. Captive Agents,
who can sell you the insurance of only one company.
2. Telephone Representatives, who can offer you the insurance of one company, and
only on the telephone.
3. Independent Insurance Agents, who represent an average of eight insurance
companies, and research with these firms to find you the best combination of price,
coverage and service.
Your Independent Insurance Agent:
Is a licensed professional with
strong customer and community ties.
  
Gives you excellent service and
competitive prices because your agent can access the insurance coverage from more
than one company.
  
Unlike other agents, is not
beholden to any one company; thus, you don't need to change agencies as your insurance and
service needs change.
  
Assists you when you have a
claim.
  
Is your consultant, working with
you as you determine your needs.
  
Offers you a choice of insurance
plans and programs.
  
Is a value hunter who looks after
your pocketbook in finding the best combination of price, coverage and service.
  
Offers one-stop shopping for a
full range of products-home, renters, auto, business, life and health.
  
Can periodically review your coverage to keep up with your changing insurance needs.
  
Treats you like a person, not
just another number.
  
Customer satisfaction is the key
to an independent agent's livelihood. So, serving you is your independent agent's
most-important concern.
  
There Is A Difference
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