Maryland Insurance Law

dot.gif (319 bytes)Adviser License §10-201

Agency Termination
    MIA Bulletin 04-10 (Issued 6-1-2004)

Back Up Sewer &/or Drains-Mandatory Offer of Coverage (§19.202)-Posted 10.07.08

Binders or contracts for temporary insurance (12.106)Updated 10.07.08

Cancellation/Non-Renewal:  Use of Claims History-(Regulation COMAR 15.10)

Certificates of Insurance, § 19-116 Effective October 1, 2011

Change of agent or broker of record (BOR)

Commercial 'Exempt' Insured
      MIA Bulletin 11-24, effective July, 2011

Commingling of Funds/Fiduciary Responsibility of Agents

Commission only to Qualified Agent or Broker

Continuing Education Law-Updated 10.07.08

dot.gif (319 bytes)Countersignature Law (§10-128)

dot.gif (319 bytes)Discrimination in Underwriting (§27-501)   Updated 07.02.09

dot.gif (319 bytes)Excluded Driver

Exportable List

Fee vs. Commission-Updated 10.07.08
        What are other agencies doing? (Survey Results 12.2010)

Fidelity Insurance-Condominiums

Homeowners-Hurricane Deductibles (§19-208)-Posted 10.07.08

Improper Premiuims & Charges-Updated 10.07.08

License-§ 10-115. Term and renewal of license

dot.gif (319 bytes)-License-Temporary (§10-120)Updated 11.1.07

Market Conduct-Agency

Maryland's Privacy Regulation   

Notice of renewal premium due (§27-610)-Personal Insurance & Private Passenger Auto

Notice Cancellation/Non-Renewal (Personal Lines) §27-602Updated 07.02.09

Notice of Cancellation/Non-Renewal/Reduction-Personal Automobile-§27-613

Notice of Cancellation/Non-Renewal (Commercial Lines)  §27-603Updated 07.02.09

Notice of Renewal/Expiring Policy Premium (Personal Lines) §27-607

Optional Coverage Statement-Posted 10-7-08

Premium increase commercial insurance (§27-608)

Premium Increase-Private Passenger Automobile (§27-614)
         MIA Bulletin 11-17 (Issued 7-29-2011)

Proof of Insurance (Insurable Interest)(§12-301)

Raising Policy Limits without prior notification-Updated 10.07.08

Rebating 27-212-Updated 10.07.08

Reduction in Coverage (Regulation)

dot.gif (319 bytes)Replacement Cost vs. Loan Value (Commercial Insurance Law §12-124)
        House Bill 1288-Introduced 2-2006
     White Paper HB1288-Effective 10-1-2006

Return of premium after cancellation (Section 23-403)

Suspensions, Refusals to Renew Licenses §10-126

Surplus Lines-Procuring (§3-306) -Updated 10.07.08

Surplus Lines Disclosure (Reg. 31.03.06.09) 

Workers Compensation-Corporate Exemptions (Effective 5-2010)

Windstorm or Other Storm Discounts (§19-210) Eff. 6-1-2009