
Why An Independent Agent?
Some people think it doesn't really
matter where they buy their insurance. But this misconception could be costing them money,
service and protection. Buying insurance isn't like buying bread or milk. Insurance is an
important safety net for your family, your home, your car or your business. Don't treat
the purchase lightly!
There is a difference in where you buy
your protection.
Many people don't realize there are three sources for insurance:
1. Captive Agents, who can
sell you the insurance of only one company.
2. Telephone Representatives, who can offer you the insurance of one company, and
only on the telephone.
3. Independent Insurance Agents, who represent an average of eight insurance
companies, and research with these firms to find you the best combination of price,
coverage and service.
Your Independent Insurance Agent:
Is a licensed professional with strong
customer and community ties.
Gives you excellent service and
competitive prices because your agent can access the insurance coverage from more
than one company.

Unlike other agents, is not
beholden to any one company; thus, you don't need to change agencies as your insurance and
service needs change.

Assists you when you have a
claim.
Is your consultant, working with
you as you determine your needs.

Offers you a choice of insurance
plans and programs.

Is a value hunter who looks
after your pocketbook in finding the best combination of price, coverage and service.

Offers one-stop shopping for a
full range of products-home, renters, auto, business, life and health.

Can periodically review your coverage to keep up with your changing insurance needs.
Treats you like a person, not
just another number.
Customer satisfaction is the key
to an independent agent's livelihood. So, serving you is your independent agent's
most-important concern.

There Is A Difference