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SwissRe/Westport:

Coverage and Carriers
SwissRe/Westport-A Trusted Partnerhttp://na.iiaa.org/Elif/E&O/SiteUpdates.06192007/sr25z_LAKE.gif



 

For 25 years, the Big "I" Professional Liability Program underwritten by Westport Insurance Corporation, a member of the Swiss Re Group (rated A Excellent by A.M. Best), has been the premiere choice of IIABA member agents for insurance agents and brokers E&O insurance.

The Big “I” Professional Liability Program offers not just a policy, but a comprehensive program for insurance agents. Over the past two decades the Big “I” Professional Liability Program, underwritten by Westport Insurance Corporation, a member of the Swiss Re Group, has grown into the largest and most stable insurance agents E&O program in the nation. Our member agents and brokers nationwide look to the program for stable rates and a long-term market that they can rely on to protect their greatest assets—their businesses.

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Coverage Highlights:
Working with our partners at Swiss Re, we have created one of the strongest coverage forms in the marketplace.  Structured using a modular approach, our policy provides solid core coverage as well as coverage units to insure against other exposures of concern. Review our policy form and you will see these are just a few of the coverage benefits of the Swiss Re policy:
bullet Coverage for the sale of both P/C and Life and Health insurance products
bullet Limits of liability up to $15 million
bullet Broad definition of covered professional services and activities
bullet Comprehensive definition of who is an insured
bullet Aggregate deductibles
bullet Defense cost outside the limits
bullet Available first dollar defense
bullet Full prior acts available
bullet No contractual liability exclusion
bullet Coverage for punitive damages (where available by states)
bullet Multiple extended reporting period options
bullet True worldwide protection
bullet Coverage for advertising, libel and slander
bullet Available coverage units:
   *Employment Practices Liability
   *Real Estate Agents E&O

Coverage Benefits:
bullet The only P/C insurance agents and brokers E&O program in the marketplace that contributes a percentage of every premium dollar to the funding of important advocacy efforts of the IIABA.
bullet State associations that serve to assist you should a claim arise.
bullet An exclusive policy form and premium credits filed on a Risk Purchasing Group basis to give Big "I" members coverage tailored to their needs.
bullet Competitive pricing supported by a critical mass of premium volume to maintain rate stability.
bullet A partner in Swiss Re, a member of the Swiss Re Group, rated "A Excellent” by A.M. Best.
bullet Loss prevention materials to reduce the chance of a claim and improve business processes.
bullet An exclusive comprehensive risk management website including practical information and tools to help your agency avoid E&O claims – www.independentagent.com/EOhappens.
bullet E&O Claims Advisor– a quarterly E&O risk management newsletter available only to Swiss Re policyholders, providing valuable information to all positions in the agency.
bullet A Professional Liability Committee of IIABA member agents to oversee and recommend enhancements to the program to meet the ever-changing needs of agents.  

The Swiss Re policy is designed using a set of general terms and conditions and coverage modules. This allows Swiss Re the flexibility to effectively react to the coverage needs of member agents.
 

E & O Application
Life/Health Supplemental Application

Application:
To apply for coverage, complete the Insurance Agents and Brokers Professional Liability application and forward it to the appropriate state association contact, who will contact you once the application has been received. Our application is also posted for your completion and return. The application forms are in an Adobe Acrobat Portable Document Format (PDF) to give your application a professional and clean appearance. Viewing and completing the forms requires the free Adobe Reader program which can be downloaded from  www.adobe.com.

Insurance Agents and Brokers Professional Liability application

IMPORTANT NOTE: Unless you have Adobe Acrobat software, you will not be able to save the completed application. When completed immediately print a copy and fax the application to Carla Short at iiamcarla@aol.com.

Fireman's Fund: An Additional E&O Market

http://na.iiaa.org/Elif/E&O/SiteUpdates.06192007/ffic_logo0607.gif

With more than 25 years of experience, Fireman’s Fund is an industry leader in providing liability coverage for agents and brokers against errors and omissions. Fireman’s Fund Insurance Company is rated A Excellent by A.M. Best.  This additional E&O market is available nationwide.

Coverage Highlights:

With over 25 years experience, Firemen’s Fund is a dedicated, experienced insurer of Insurance Agents’ needs – yesterday, today and tomorrow. 

Coverage Highlights

bullet A rated carrier written on admitted paper
bullet Dedicated claims staff focuses exclusively on insurance E&O claims
bullet Long-standing market player in Agents E&O 
bullet Coverage for the sale of both P&C and L&H
bullet Choice of three endorsements for sale of Financial Services Products
bullet Broad definition of covered professional services and activities 
bullet  Available first dollar defense 
bullet  Policy limits available up to $10,000,000
bullet Aggregate deductible applies
bullet Expert witness testimony covered
bullet Protection when you train, manage or supervise a client in the selling of insurance products
bullet Market-quality Insolvency coverage
bullet Broad definition of  “who is an insured”
bullet Retroactive coverage and multiple extended reporting periods offered
bullet Three-tiered Employment Practices Liability offered by endorsement
bullet $10,000/$30,000 catastrophe claims extra expense included with no additional premium
bullet $35,000 regulatory investigation defense expense coverage per policy
bullet Up to 60 days after end of policy period to report claims and purchase extended reporting
bullet Immediate predecessor firm coverage
bullet Supplementary Payments of $500 per day for expenses incurred in aiding in the defense of a claim

The Fireman’s Fund policy offers broad coverage tailored to insurance agencies. 

Sample Policy Form:

FFIC Policy Form

Application:

To apply for coverage, complete the Fireman’s Fund Insurance Company Independent Insurance Agents application electronically and email it to the appropriate state association contact, who will contact you once it is received.  This application is a pdf form that MUST be completed by typing the information directly into the form, saved locally, then after completion digitally signed and sent via email to the state association contact.  Viewing and completing the form requires the free Adobe Reader program which can be downloaded from www.adobe.com.   If you have any questions completing this pdf form, please contact your state association.

Fireman’s Fund Insurance Company Independent Insurance Agents Application

RISK MANAGEMENT WEB SITE


Big “I” members whose agency E&O insurance is written by Swiss Re through the Big “I” Professional Liability Program have access to an exclusive risk management web site.
Log on today to fish for E&O claims frequency data, real-life case studies and analysis, sample client letters, sample agency procedures, agency E&O self assessments, podcasts on important E&O topics, and much more.

www.iiaba.net/EOHappens

Westport's new Umbrella Policy

IT’S FINALLY HERE!

Due to overwhelming requests from the Big “I” membership, Swiss Re, in collaboration with the Big “I” Professional Liability programn introduced an Agency E&O umbrella policy. This product is intended to provide catastrophic protection and is exclusively available to Big “I” members.

Like most other umbrella policies, this provides limits in excess of underlying general liability, automobile liability, employers liability and other liability policies. But unlike most umbrella contracts it will ALSO provide following form coverage over primary claims made insurance agents errors and omissions policies. Coverage can be written over most admitted and some non-admitted underlying carriers – including E&O policies written by carriers other than Swiss Re!

New umbrella coverage from a name you know
• Coverage is underwritten by Westport Insurance Corporation, a member of the Swiss Re group (A+XV), one of the leading reinsurance companies in the world
• Admitted in 50 states and the District of Columbia
• The leading writer of insurance agents professional liability in the United States
• A+ rating by A.M. Best
• Limits up to $10 million are available!

Getting started – information needed for a quote
The information we need will depend on which carrier writes your primary insurance agents E&O:
• If Westport writes your insurance agents E&O, please complete the application here!
• Westport’s Primary E&O application
• Send copies of all non-Westport primary declarations (schedule of forms and any manuscript endorsements)

If another carrier writes your insurance agents E&O, please send:
• Primary E&O Application
• All Primary Policy Dec Pages including list of forms
• Copy of Primary E&O Policy
• Westport Umbrella Application here
• Westport Umbrella Application Supplement

For information on minimum underlying requirements, what primary E&O carriers are acceptable or other underwriting questions, contact Carla at 410-766-0600 or email her at iiamcarla@aol.com

Access to exclusive products such as the Swiss Re’s Insurance Agents Umbrella policy is just one of the many benefits of being a Big “I” member.

Excess Professional Liability

Coverage is provided by First Specialty Insurance Corporation, A SwissRe company, rated A+, XV
Maximum Capacity $10,000,000...cannot be greater than your underlying policies

Can be written over your underlying E&O (Underlying must be with an approved carrier, which includes Utica Mutual, Fireman's Fund, Safeco, Darwin, Indian Harbor, Great American, National Union, CNA and Liberty)

Required:
Completed application - link below
Form Numbers of Policy forms and Endorsements of all primary policies
Limits, deductibles, premiums of all underlying policies
Five year loss runs

EXCESS PROFESSIONAL LIABILITY APPLICATION
Contact:  Carla Short at iiamcarla@aol.com

AGENCY SHIELD PROGRAM

Swiss Re’s Commercial Insurance (underwritten by Westport Insurance), working with the Big "I", has developed an insurance agency E&O claims prevention consulting program, called the Agency Shield Program (ASP™), which is available exclusively for Swiss Re policyholders.  Distributed through your local Big "I" association it is designed to be an affordable and easy to implement tool to reduce E&O exposure, improve client service and build sustainable, profitable processes.  Policyholders that complete the Agency Shield Program™ will receive a 10% E&O premium credit good for three years on their next renewal.

The program starts with a simple, yet comprehensive online survey about your agency's processes and current risk exposures.  After completion, the ASP™ coordinators at Swiss Re will assess your survey and develop a detailed action plan that identifies areas of improvement in your current workflow procedures.  The action plan includes a series of easy to implement steps and recommendations for reducing E&O exposure, strategies to ensure high-quality client service, and counsel on ensuring compliance.

The goal of ASP™ is to help your agency establish a standardized process that makes your procedures focused and efficient throughout your agency, ultimately leading to better productivity, increased profits, and reduced E&O exposure.

Here's how it works -

bullet Your agency selects a person within your office to be the Agency Shield Program™ champion.  He/she will be the primary contact for the program and will be responsible for making sure all activities have been completed.
bullet Based on the information within your registration application, the ASP™ survey will be customized according to your business profile.  The survey asks questions about your agency's policies and procedures relative to automation, documentation, processes and workflows; claims, audits, training and education, licensing and administration and human resources.
bullet The agency champion oversees the completion of the ASP™ survey, and once finished, returns it to the ASP™ accreditation center at Swiss Re.
bullet The survey responses are compared with best practices of agencies of similar sizes and operations.  Differences are outlined in a project tracking sheet that contains recommendations on better ways to manage a particular activity.
bullet The ASP™ Coordinator at Swiss Re keeps tabs on your progress and is there to assist you with any questions or roadblocks you run into.  We recognize that you have an agency to run so these activities are designed to be completed while continuing to handle your daily business.  All activities can be delegated as appropriate and do not need to be completed in their entirety by the agency champion.

Program Features

bullet Detailed and systematic review of agency operations
bullet Focuses on reduction of E&O exposures
bullet Helps agencies avoid the direct and indirect costs associated with having an E&O claim, such as deductibles, loss of credits, loss of productivity and stress of being involved in a claim
bullet Assists you in establishing standards across all agency activities
bullet Helps to develop benchmark processes for new hires
bullet Template for training your staff in the important area of customer service and potential agent liability
bullet Potential for a 10% premium credit good for three years to participating agencies who complete ASP™*

* Subject to State Department of Insurance approval

HOW TO PURCHASE

To purchase the Agency Shield Program, contact Carla Short at 410-766-0600 or by email at iiamcarla@aol.com. 

Virtual Risk Consultant

The Big I Advantage® Virtual Risk Consultant powered by Rough Notes ("VRC") is an online sales and service resource designed to help your agency better serve your customers. Using this tool will lead to increased sales by improving  your  staff’s knowledge of a prospect’s operation enabling them to better identify and cover customer exposures. The VRC will help your staff better understand the product they sell.  It will also assist agency staff with preparing proposals, explaining complicated insurance terms, and most importantly documenting client files. It is truly a tool that will increase the professionalism of staff and help your agency grow while limiting your exposure to E&O claims.

Big "I" members have exclusive access to Big I Advantage® Virtual Risk Consultant. Similar products sell for thousands of dollars. Big "I" members enjoy a deeply discounted rate:

 Agency Size (per state)

Annual Subscription Price

Four-Year Subscription Price
(Best Value!)

 Up to 15 users per agency

$250 

$750 

 More than 15 users per agency

$500 

$1,500


To see the VRC in action, click here to experience a limited demo. 

Claims data for the Big “I” Professional Liability Program reveals that about 40% of claims involve the agent failing to procure coverage and failing to adequately identify exposures. The Commercial and Personal Line Risk Analysis System on the VRC assists producers and CSR’s. How? 

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By helping them understand the exposure of businesses in more than 650 different industries, including recommended minimum coverages. 

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By allowing them to create and print comprehensive questionnaires to collect the information necessary to complete ACORD applications. 

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By providing them a comprehensive list of coverages with succinct definitions to enhance understanding at the point of sale.

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By offering important customer file documentation in the form of a comprehensive checklist of coverages offered, accepted, rejected or not applicable which is signed by the customer and stored in the file.   

Features include these and much more:

Commercial Lines Risk Exposure Evaluation System 

bullet Narrative overviews of operations and exposures for more than 650 businesses 
bullet Recommended SIC, NAICS, GL, and WC codes
bullet Coverage recommendations
bullet Risk specific questionnaires designed to identify coverage gaps and exposures
bullet Customer Coverage E&O Checklist/File Documentation  (E&O loss control tool)

Personal Lines Risk Exposure Evaluation System

bullet Narrative overviews for:
bullet Coastal Properties
bullet Condominiums
bullet Rental Properties
bullet Single Family Dwellings 
bullet Tenants
bullet Pre-renewal questionnaires
bullet Risk specific questionnaires designed to identify hidden exposures such as: 
bullet In home business
bullet Water related
bullet Recreational vehicles
bullet Customer Coverage E&O Checklist/File Documentation (E&O loss control tool)  

Policy Forms & Manual Analysis (PF&M)

bullet Detailed commercial, personal, & specialty coverage analysis of ISO & AAIS forms and endorsements
bullet Comparisons of prior coverage forms help mitigate E&O exposure
bullet Written in easy-to-understand language with clear examples
bullet Relevant court cases and decisions
bullet Quizzes on each coverage section for training and "self-study"
bullet Risk management techniques
bullet Updated monthly

Coverages Applicable

bullet Electronic version of one of the best known and used print resources for coverage identification
bullet Simple and concise coverage explanations and their applications
bullet Overview of 28 business classes
bullet Coverage identification for over 600 risks
bullet Links to PF&M and ACORD™ forms

Insurance Marketplace

bullet Find a market for hard to place coverages
bullet E & S directory with direct links to company’s, broker’s and MGA’s web site
bullet Search by category and state or company name

Insurance Marketplace Cybercast 

bullet Emerging markets
bullet New products
bullet Product enhancements

ACORDTM Forms Library

bullet Printable applications
bullet Instructions for completion of all forms

Insurance Words & Their Meanings

bullet Dictionary with easy-to-understand definitions
bullet Glossaries for 11 business catagories to help you better understand your customer’s language.

Business Building Letters

bullet Examples/Samples of 330 professionally written correspondence pieces
bullet On-going prospecting
bullet Account development
bullet Service/claims
bullet Relationship building
bullet Service surveys
bullet Copy, paste, edit, customize, and save in your own letter library

e-marketing for Agencies

bullet Inform and educate through your web site
bullet Professionally written articles
bullet Easy-to-understand answers to consumer questions

RLI:

STAND ALONE PERSONAL UMBRELLA:

A personal umbrella policy can provide added financial protection for your insured and your insured's family. This policy provides up to $5 million worth of additional coverage and defense protection above the primary homeowner and automobile policies.

Coverage highlights:

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Covers the insured and all relatives living with the insured

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Operations of most motor vehicles including cars, RV's, motorcycles, motor homes, pickup trucks and most watercraft

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Incidents involving any property covered by the insured's basic homeowners policy

WHAT DO YOU NEED TO DO TO GET STARTED SELLING RLI?

Contact IIAM about starting today!  410-766-0600 or email Carla at iiamcarla@aol.com.


To sell both the RLI Umbrella and RLI In-Home Business policy, a producer application must be completed for both RLI and IBSC.  Download the agreements below and submit to Carla Short at IIAM's office.

RLI Producer Agreement        IBSC Sub-Producer Agreement      
 Note:  To sell both the RLI Umbrella and the RLI In-Home Business policy, a producer application &
IBSC Sub-Producer agreement must be completed.                                                                                   

RLI's Personal Umbrella Application (New Business) wpe1.jpg (864 bytes)Effective for all new business 10-01-09 and later
     
Power Point Explaining 2010 Changes

Cover Letter to Insured for 2010 Policy Changes Eff. 7-1-2010   
                          
RLI's Personal Umbrella Rates (PUP)

RLI's Personal Umbrella Rates (PUP) wpe1.jpg (864 bytes)Effective 7-1-2010

Specimen Policywpe1.jpg (864 bytes)Effective 7-1-2010
Rate an RLI Umbrella

RLI's Marketing Material (PUP) (Can be personalized w/agency information)

RLI's PUP-Cancellation Procedures

Don't Forget

Umbrella Renewals should be mailed, effective May 15, 2007 to:
    RLI Insurance Company
    P.O. Box 4726
    Carol Stream, IL  60197-4726

For Overnight payments:
    RLI Insurance Co. RRLB4726
    JP Morgan Chase Bank, N.A.
    IL 1-6030
    2500 Westfield Drive
    Elgin, IL  60124

RLI'S IN HOME BUSINESS POLICY (IBP):

A necessary policy for the new cottage industries. This policy is underwritten by RLI and provides basic property coverage and liability coverage for persons operating businesses from their homes (excluded on their homeowners policy). Highlights of the form include:

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Premiums as low as $150 per year

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Low $100 deductible

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Endorsed and administered here in Maryland by your state association

We can provide you with useful sales and marketing materials to promote this program. Give us a call and GET STARTED!

Eligible Classes of Business for the RLI In Home Business Program wpe1.jpg (864 bytes)   New Eff. 1-1-2008
 In Home Business-Eligible ClassesEffective June 1, 2010

Guidelines:  Selecting the Appropriate Class of Business

Quick Rater
 In Home Business Application     to be used for all business effective June 1, 2010

            In Home Business 2nd Location Supplement   (Posted 5.1.09)

RLI TRIA Form (Must be signed by insured)

In Home Business Rating Guidelines & Rates
In Home Maryland Rates & Rating GuideEffective June 1, 2010

2010 In Home Business Notice to Policyholders
2010 In Home Business Forms & Endorsements
    (not all endorsements apply to all policies...see insured's dec for list of applicable endorsements)
2010 In Home Business Slide Show of Changes

Don't Forget

KELSEY NATIONAL CORPORATION

Take a look at the Kelsey !
Kelsey National is proud of the long-standing relationships we have developed with State IIA Associations, dating back to 1966.  We offer a wide selection of Group Life & AD&D, Dental, STD, LTD, Dental and Vision plans from top-rated carriers, at competitive rates.  These plans are designed especially for IIA State Association members and are available only to IIA State Association members.  Visit http://www.kelsey.com/iia/assoc/verify.html to view benefits and download the brochure and application.  If you have any questions or would like to apply, contact Jason R. Jenkins at Kelsey National Corporation at 800-366-5656 x231 or jjenkins@kelsey.com.  Make sure to mention you are an IIAM member.

What can Kelsey do for you????

NATIONAL  FLOOD INSURANCE PROGRAM:

IIAA, Selective Partner on New National Flood Program
 IIAA is endorsing Selective Insurance Company's National Flood Insurance Program (NFIP) Write Your Own (WYO) flood program effective September 1. 

Selective has maintained an A.M. Best rating of "A+" for 39 years consecutively and has participated in the NFIP WYO program since 1984. 

Selective provides new tools as part of its WYO program not previously available to IIAA agents, including free rating software, online processing and inquiry, free flood-zone determinations and excess flood coverage. In addition, Selective has a state-of-the-art processing system approved by the NFIP that makes the policy issuance process quick and seamless.

Selective Insurance Company Highlights  

Selective offers a number of important strengths to agents who provide flood insurance to their clients, including:

Ø       59th largest property-casualty company in the U.S.

Ø       $844 million total written premium, $45 million in flood written premium

Ø       76 percent commercial lines

Ø       A+ (Superior) rating from A.M. Best Company, Inc. (www.ambest.com) and Standard & Poor's Rating Services (www.standardpoor.com. ).

Ø       National capacity

Ø       IIANJ "Company of the Year", as voted by agents, every year since the award's inception in 1979

Another bonus for IIAA agents is that Larry Palmer, the former manager of Redland's "WYO" program, brings his 18 years of experience to the Selective flood team. Palmer again will serve as the Big "I" liaison, bringing his unique knowledge of state associations and his familiarity with IIAA members to help make this a smooth transition.

Program Structure

The new program provides hands-on, free support and guidance for members not familiar with writing flood insurance. It will also offer greater benefits to agents who have mastered flood insurance and have large volumes of business through a tiered commission structure. 

Smaller Volumes

To help new or smaller agents place flood insurance, as part of the new arrangement with Selective, IIAA will establish the Big "I" National Flood Office (NFO), complete with a dedicated national staff person. Operating as a marketing and servicing agency, NFO will work on a brokerage basis with agents with smaller books of flood business. NFO will assist agents with determining flood insurance needs, providing flood-zone determinations and issuing elevation certificates and help them take advantage of Federal Emergency Management Agency (FEMA) education, advertising and marketing resources. Also, the NFO will provide online resources and quick quote access for agents positioned for e-commerce.

Once an agent reaches approximately $10,000 in written premium, he or she will have the option to graduate to the next level of the new endorsed program-a direct contract with Selective with a rewarding tiered commission structure.

Larger Volumes

All agents will start with NFO for evaluation of their business opportunities through the Big "I" Flood Program. Agents who have books of business larger than $10,000 or those who graduate from the NFO program can contract directly with Selective. Commissions will be tiered on a volume basis from 15-20.5 percent, rewarding agents for growing their book of business, and negotiable for premium volume over $250,000. In addition, agents who qualify will have access to www.Floodonline.com, Selective's online processing software that provides instant quotes, online flood-zone determinations and online application completion/submission. 

Rollovers

In light of the rapidly approaching end to the Redland contract, IIAA is working quickly to inform agents and states about the new NFO and the Big "I" Flood program with Selective Insurance Company. IIAA is encouraging all agents to plan ahead for the transition. The program is available nationwide to all IIAA members. Agents with existing flood books of business should call the IIAA NFO at 800-221-7917 for details on the rollover process and incentives. Agents wishing to participate in the Big "I" Flood Program with Selective should contact the IIAA NFO for details. For an agent kit, call IIAA's fax-on-demand service at 800-296-0578 and request document number 2310. 

For questions and additional information, contact IIAA's Markets Coordinator Linda Mackey, CIC (lmackey@iiaa.net) or at 800-221-7917.

A&M PERSONAL EXCESS POLICY

The A&M Personal Excess Policy is uniquely positioned to meet the diverse needs of your clients. It is a stand-alone personal umbrella with a flexible rating structure, competitive rates and very high limits of coverage (up to $10 million). It provides worldwide coverage for automobile, personal liability, watercraft and recreational vehicles. Its flexible rating structure allows for:

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Multiple youth drivers

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Less than perfect driving records

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Multiple vehicles and residences

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Lower underlying limits

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Motorcycles, seadoos, jet skis and snowmobiles

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Apartment houses, watercraft, rental units, family farms and vacant land.

Retirement Programs-401(k) PLAN

What a program. This 401(k) offers multiple investment options. Rollover and new business are welcome. The program is administered by IIAA. For information, call Dave Evans at 800-221-7917, or e-mail Dave at mailto:devans@iiaa.org. Ask Dave about all of our other retirement options!

Big 'I' Markets
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Big “I” Markets provides access to specialty/niche coverages, program business and hard-to-find markets access exclusively for IIABA members. Using proprietary IIABA technology and IIABA’s nationally licensed, wholly owned agency—IIAA Agency Administrative Services—IIABA members gain access to available coverage, terms and conditions, applications, a quote request platform and policy forms and electronic brochures are efficiently conveyed to and from IIABA member agents and product providers.

Register today to plug into the power of Big “I” Markets. All products only are accessible online and coverage is subject to licensing compliance and underwriting appetite. If you have any questions, please click bigimarkets@iiaba.net to contact the Big “I” Markets team. Click here to download the Big “I” Markets registration kit.

IIABA members will need to register to participate as a Big “I” Markets sub-producer, which requires that your agency:

           1. Be a member in good standing with the state association;
           2. Complete a Big “I” Markets Sub-producer profile;
           3. Provide proof of E&O insurance and applicable insurance licenses; and
           4. Complete the AAS Sub-producer Agreement.

Big 'I' Markets-Company Partners

Atlantic Mutual  •  Chubb  •  Gales Creek  •  Fireman’s Fund  •  Gales Creek    Hartford  •  MIMS International/Philadelphia Insurance  •  National Interstate  •  Markel    Penn National  •  St. Paul Travelers  •  Selective Insurance  •  The Hartford


Independent Insurance Agents of Maryland, Inc.

2408 Peppermill Drive, Suite A
Glen Burnie, Maryland 21061

Tel. (410) 766-0600 or (800)544-3368
Fax. (410) 766-0993
E-Mail: iiamarnold@aol.com