LIFE/HEALTH CERTIFICATE HOLDERS
MIA # C48621
C.E. CREDITS: 4
Objective: Discuss the need for Long Term Care insurance;
Medicare’s limited coverage of LTC, Medigap policies and Medicaid; LTC Policy
provisions; Group Long Term Care coverage; Taxation of LTC Policies; Maryland Spend Down
Formulas.
NOTE: If you hold a Life/Health license and sell Long Term Care insurance, Maryland law requires that you take a continuing education program in long term care. This program satisfies that requirement.
--------------------------------------------------------------------------------------------------------------------
UNDERSTANDING LIFE
INSURANCEObjective: This course will introduce the fundamentals of life insurance. The course acquaints the students with the needs and types of life insurance and life insurance provisions, settlement options and riders, concluding with an overview of underwriting life insurance.
-------------------------------------------------------------------------------------------------------------------------------
Objective: This course will introduce the fundamentals of individual and group health insurance plans. The course acquaints the students with the needs and types of health insurance and health insurance policy provisions, including basic and major medical insurance and introduces the types of managed care plans.
-----------------------------------------------------------------------------------------------------
UNDERSTANDING
DISABILITY, GOVERNMENT AND
LONG-TERM CARE INSURANCE
LIFE/HEALTH
ACSR MODULE 12
Objective: This course will introduce the fundamentals of government health insurance programs, as well as disability and long-term care insurance. The course helps the students understand the various government programs available, starting with the descriptions of Medicare Parts A and B, then Medicaid and the basics of workers' compensation.
----------------------------------------------------------------------------------------------RORS & OMISSIONS LOSS CONTROL
PERSONAL & COMMERCIAL LINES
MIA #C48577 & C48596
C.E. CREDITS: 6
ACSR MODULE: 4(IIAM also has a two hour program which may be filed to fit specific needs-C48603
the shortened program does not comply with Westport requirements for a discount)Objective: The purpose of this program is to communicate to individuals working in independent agencies that errors and omissions losses, are for the most part, preventable. Through this seminar, one will gain understanding of what causes the claims and how procedures can be implemented to prevent or reduce future errors and omissions losses. You will be asked to review your current agency operations and institute and monitor procedures which will assist you not only in reducing the likelihood of claims, but also in establishing good agency management practices.
This seminar is approved by Westport for Loss Control Discounts on E & O policies issued by Westport/ERC to member agencies. Required Attendance based on size of agency:
Agency Staff Size
No. Required
Position in Agency
1-7
1
Any of the following: owner, office manager, or producer. If the attendee is a customer service representative, 2 staff members must be in attendance.
8-20
2
One of the two persons in attendance must be the owner or office manager. The other person may be an owner, office manager, producer or customer service representative.
21+
3
One of the three persons in attendance must be the owner or office manager. The other two may be owners, office manager, producers or customer service representatives.
---------------------------------------------------------------------------------------------
ANNUITIES
LIFE/HEALTH
MIA #C48595
C.E. CREDITS: 4
This course will provide:
-----------------------------------------------------------------------------------------------------------------------------------------------------
