Technical Stuff

Insurance Glossary

From time to time it will become necessary for the Independent Insurance Agents of Maryland to post information that will be vital for our agents.   This will happen when ISO changes forms, a white paper on a particular issue is published or other times that we feel the membership needs to be informed. 

Condominium Ruling (MD. Court of Appeals 4-15-08)
Sample Letter to Condominium Unit Owners
Increased Property Coverage-Condo-WAIVER
Sample Letter to Condominium Associations
Maryland Insurance Administration's Bulletin 08-15
Maryland Condominium Law
New Legislation-Condominium Deductible-Unit Owner Responsibility (HB646) Effective 10-1-08

Certificate of Mailing, MIA Bulletin 05-15

Voluntary Producer Disclosure Posted 3-24-06

Review of 'Junk Fax Prevention Act of 2005'Effective 7-9-2005
Changes to the Junk Fax Prevention Act of 2005  Effective 8-1-2006
Complete Junk Fax Rule

'Do Not Call Rules:  Application to Telemarketing & Unsolicited Faxes:
Q&A 'Do Not Call' Regarding Faxes-Eff. 2005

Terrorism Risk Insurance Extension Act of 2005

Maryland's Exportable List

MIA Bulletin 08-12 (Changes in Exempt Commercial Insured & Certificate)Effective 10-1-2006
MIA Bulletin 00-21:   Exempt Commercial Insured & Certificate (Replaced by 06-23)
MIA Bulletin 06-23-Exempt Commercial PolicyholdersEffective 10-1-2006

What Agents Need to Know about FLOOD!

GLBA Information
MIA Bulletin 00-22:  Enforcement of GLBA-Privacy Regulations

MIA Bulletin 00-24:  MAIF Eligibility Requirements

Use of Credit History in Underwriting and Rating
*Bulletin 02-14 MIA
*Bulletin 02-16 MIA

HIPAA:   Executive Summary of Privacy Rule Implementation
Memorandum on Final HIPAA Privacy Regulation
HIPAA:  IIABA's FAQ's

FCRA Compliance:  Use of Driving Records

MIA Bulletin 02-7 Disclosure of Practice of Considering Claims History

MIA Bulletin 02-8:  Notice of Premium Increase
MIA Bulletin 06-22 Notice-Cancellation, Nonrenewal and Premium IncreasesEffective 1-1-2007

MIA Bulletin 02-22:   Moratoriums on 'New Business'-Personal Lines

Workers Compensation Sole Proprietor Form
Workers Compensation-Exclusion Form C-16R
Workers Compensation-Inclusion Form C-15R

Toxic Mold-Commissioner Redmer's Findings & Decision
Bulletin 03-12 Mold Limitations Rescinded

MIA Bulletin 03-16:  Permissible Application of Underwriting Standards When
Deciding Whether to Cancel, Refuse to Underwrite or Renew a Risk

The Can-Spam Act of 2003:  FAQ's
Spam Act Legislative Background-Effective 1/1/2004

MIA Bulletin 04-15-A Motor Vehicle Liability Insurance-Invalid Exclusions

MIA Bulletin 04-18-A-Revised MANDATORY Coverage Offer and Waivers for
Private Passenger Motor Vehicle Liability Insurance