7003.gif (16024 bytes)Technical Stuff

Insurance Glossary

From time to time it will become necessary for the Independent Insurance Agents of Maryland to post information that will be vital for our agents.   This will happen when ISO changes forms, a white paper on a particular issue is published or other times that we feel the membership needs to be informed. 

Health Care Reform

Patient Protection Act (with changes made by Reconciliation)
Big 'I' Brief Summary
-Posted 3-22-2010

Senate Finance Committee's Health Care Reform Bill - Posted 9.16.09
The Kennedy Bill - Posted 7-31-09
The House Tri-Committee Bill-
Posted 7-31.09
Talking Points for your Commercial Small Business Insureds-
Posted 7-31-0
9

The Kennedy Health Care Reform Legislation-What it means to agents & brokers
The Kennedy Health Care Reform Legislation-What it means for Main Street businesses
House Democrats Health Care Reform Legislation-Summary of Major Provisions -Posted 6-29-09
Independent Agents Want REAL Reform-Posted 7-16-09
What Services are Performed by Independent Agents?-Posted 7-16-09
August Recess Advocacy-Posted 7-27-09

Certificates of Insurance

Certificates of Insurance MIA Bulletin 08-34 (Issued 11-7-08)
Letter to Insured (ACORD 25)-Password Required-
Posted 6-3-2010

Condominiums-Maryland

Condominium Ruling (MD. Court of Appeals 4-15-08)
Sample Letter to Condominium Unit Owners
Increased Property Coverage-Condo-WAIVER
Sample Letter to Condominium Associations

Maryland Insurance Administration's Bulletin 08-15
Maryland Condominium Law
New Legislation-Condominium Deductible-Unit Owner Responsibility (HB646) Effective 10-1-08
MIA Bulletin 09-22 Condominium Claims-Posted 8.31.09

Credit/Debit Cards

Acceptance of Credit/Debit Cards-MIA Bulletin 09-31

Disclosure

Voluntary Producer Disclosure Updated 5.14.09

Privacy Information

Credit History:  Use of Credit History in Underwriting and Rating
*Bulletin 02-14 MIA
*Bulletin 02-16 MIA

Do Not Call Rules:  Application to Telemarketing & Unsolicited Faxes:
Q&A 'Do Not Call' Regarding Faxes-Eff. 2005

FCRA:  FCRA Compliance:  Use of Driving Records

GLBA:  GLBA Information
MIA Bulletin 00-22:  Enforcement of GLBA-Privacy Regulations

HIPPA:  HIPAA:   Executive Summary of Privacy Rule Implementation
Memorandum on Final HIPAA Privacy Regulation
HIPAA:  IIABA's FAQ's

Junk Fax Act:  Review of 'Junk Fax Prevention Act of 2005'Effective 7-9-2005
Changes to the Junk Fax Prevention Act of 2005  Effective 8-1-2006

Insurance Administration Bulletins (Date Order oldest to newest):

MIA Bulletin 02-7 Disclosure of Practice of Considering Claims History

MIA Bulletin 06-22 Notice-Cancellation, Nonrenewal and Premium IncreasesEffective 1-1-2007

MIA Bulletin 02-22:   Moratoriums on 'New Business'-Personal Lines

MIA Bulletin 03-16:  Permissible Application of Underwriting Standards When
Deciding Whether to Cancel, Refuse to Underwrite or Renew a Risk

MIA Bulletin 04-15-A Motor Vehicle Liability Insurance-Invalid Exclusions

MIA Bulletin 04-18-A-Revised MANDATORY Coverage Offer and Waivers for
Private Passenger Motor Vehicle Liability Insurance

Certificate of Mailing, MIA Bulletin 05-15

MIA Bulletin 08-12 (Changes in Exempt Commercial Insured & Certificate)Effective 10-1-2006
MIA Bulletin 00-21:   Exempt Commercial Insured & Certificate (Replaced by 06-23)
MIA Bulletin 06-23-Exempt Commercial PolicyholdersEffective 10-1-2006

Certificates of Insurance MIA Bulletin 08-34 (Issued 11-7-08)

MIA Bulletin 09-08-New Requirement effective 6-1-2009-New and Renewal Homeowner Policies
Mandatory obligation imposed on insurers to offer at least one actuarially justified premium discount when a homeowner submits proof of
improvements made to their premises to mitigate loss from a hurricane or other storm! §19-210
§19-210

MIA Bulletin 10-01:  Acceptance by Insurers & Insurance Producers of Credit/Debit Cards for payment of Insurance Premiums

MIA Bulletin 10-06:  Claims Resulting from February Snow Storms-2010

MIA Bulletin 10-15:  Producer Licensing Issues

MIA Bulletin 10-19-Fraud

MIA Bulletin 10-26 Temporary Moratoriums and Weather Related Events

Miscellaneous

What Agents Need to Know about FLOOD!

Maryland's Exportable List

Terrorism Risk Insurance Extension Act of 2005

Toxic Mold-Commissioner Redmer's Findings & Decision
Bulletin 03-12 Mold Limitations Rescinded

Workers Compensation Forms
Workers Compensation-Exclusion Form C-16R
Workers Compensation-Inclusion Form C-15R
Sole Proprietor Form-2010